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Steven Coles

Call 1983

"Technically sound and very patient and detailed in his approach."
(Legal 500)

Insurance & Reinsurance

Selected Cases

  • Paperback & Trustees for Roman Catholic Purposes v Kimberly Clark (2015) – Fire claim against paper manufacturer by owners and lessees of a warehouse destroyed by fire, claims totalling over £5 Million.
  • Richmond v Tesco Underwriters (2015) – Acting for insurers in proceedings over policy construction of a household policy covering unsatisfied judgments.
  • Middleton v MMA (2014) – Appearing for insurers at trial in a policy dispute claim over whether property damage by a tenant’s arson was covered or excluded under landlord’s property policy.
  • Harrison v Technical Sign, Maison Blanc & Others (2012) – Claims for over £2 million by three claimants against five defendants arising from serious injuries when a heavy shop fascia fell onto them; numerous claims between the various defendants and their insurers.
  • Plasteknik v Allianz & Caunce O’Hara (2011) – Claim against insurers for £5 million under a property policy for destruction of a factory by fire; issue over construction of policy conditions; and concurrent claim against insurance brokers for negligence.
  • Anglo North American v Vann (2011) – Subrogated claim by insurers together with insured’s own claim for property damage and substantial loss of profits arising from damage to an automatic car wash.
  • Dunn Monarch & Searle v Cornish Bakehouse, Caffe Pasta & Others (2011) – Subrogated claims by insurers of various properties in respect of damage from a fire breaking out in a ground floor restaurant. Contribution claims between the restaurant, supplier of the fat fryer, and manufacturer of the fat fryer.
  • Dow Corning v Tornomeccanica (2011) – Subrogated claim by employer’s liability insurers, claiming indemnity or contribution from the Italian manufacturer of a pulley system which broke, causing injury to an employee.
  • Lloyd Evans v Zurich (2010) – Claim against insurers under landlord’s property policy for fire deliberately started by tenant; issue over policy exclusions and construction of the policy.
  • Wallace v Allianz (2010) – Claim against insurers under property policy in respect of oil damage to land and cottage from a damaged fuel tank.
  • Woodside Care Home v Gregory (2010) – Claim by a care home for property damage and substantial loss of profits arising from roofing works inadequately protected against heavy rain.
  • Dudley v Nordea (2010) – Claim for personal injuries from a tripping accident in a lift in an office building, with various contribution claims between building owners, lessees, and lift maintenance company and their insurers.
  • Lloyds Bank v Kuehne & Nagel (2009) – Claim for £800,000 in respect of land contamination from diesel leaking from tank on industrial premises.
  • Aegon & GP Nominees v Blue Circle, Jarvis & Roger Bullivant (2008) – Claims by the freeholder and the leaseholder of newly built warehouse premises, claiming about £3 million against developers, contractors and piling subcontractors, arising out of cracking of floor slab due to defective piling works.
  • Safeway v McAlpine (2007) – Fire claim for £4 million against builders and architects arising from inadequate fire stopping in the roof space of a large supermarket which burned down.
  • Univar v Send (2007) – Claim for loss of profits arising from contamination of large quantities of toothpaste during manufacture.
  • Cobbetts v Templeton (2006) – Claim for £1 million under legal expenses insurance by solicitors as appointed representative under the policy.
  • Buncefield litigation (2006) – Involved at early stage on liability issues.
  • Neptune Public House (2004) – Claim for £1 million arising out of a fire at a public house.
  • Center Parcs v Axa & Marsh (2003) – Claim against insurers for £80 million under a property policy for destruction of a factory by fire; issue over misrepresentation and non-disclosure; and concurrent claim against insurance brokers for negligence.
View full profile »

Qualifications


  • MA (Cantab)

Memberships


  • Commercial Bar Association
  • London Common Law & Commercial Bar Association
  • Personal Injury Bar Association
  • Professional Negligence Bar Association
  • Technology & Construction Bar Association

Recommendations


“His technical excellence and calm manner put clients at ease.”

Legal 500 2017

“Technically sound and very patient and detailed in his approach.”

Legal 500

“Technical skills combined with diligence.”

Legal 500

“Instructed in a range of insurance-related cases.”

Legal 500

“A very good insurance counsel.”

Legal 500


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