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James Sharpe

Call 2009

"Both detailed and excellent technically"
(Legal 500, 2018)

Insurance & Reinsurance

James regularly acts for and advises insured’s, insurers in respect of insurance policies. He advises upon and litigated all insurance related disputes including: dealing with insolvent insured’s and insurance companies; subrogated recovery claims; and all coverage disputes (including non-disclosure and misrepresentation, notification, moral hazard and warranty cases).

James also acts for and against insurance brokers and other insurance intermediaries in professional negligence claims.

In the latest edition of Legal 500, James is recommended as a Leading junior and is described as “Both detailed and excellent technically

Selected Cases

  • Advising a major insurer in respect of a coverage dispute in relation to a surveyor’s professional indemnity insurance policy (instructed by RPC).
  • Advising a major insurer in respect of a claim for recovery of monies paid to the insured following the London riots on the basis of double recovery (instructed by DAC Beachcroft).
  • Defending an insurer in a coverage dispute that has arisen after the riots that took place in London in 2011 (instructed by RPC).
  • Acting as sole counsel for an insurance broker in an arbitration arising out of a coverage dispute in relation to its professional indemnity insurance policy (instructed by Fenchurch Law).
  • Acting for a major insurer in a claim for a declaration that a Combined All Risks Policy has been validly avoided on the basis of non-disclosure and misrepresentation by the insured instructed by DAC Beachcroft).
  • Acting in a dispute arising out of the theft of site accommodation units concerning the correct interpretation of insurance provisions.
  • Acted for an insurer over a claim brought by a music business following a burglary, which raised issues of breach of warranty, non-disclosure and misrepresentation, which was successfully settled on confidential terms (instructed by RPC).
  • Brit UW Ltd v F&B Trenchless Ltd [2016] Lloyd’s Rep IR 69; [2015] EWHC 2237 (Comm) – Acted for the insured tunneling contractor where insurers were seeking to avoid their public liability insurance (with Daniel Shapiro).
  • British Amateur Gymnastics Association v (1) Zurich (2) Brit (3) Perkins Slade Limited (with Ben Quiney QC). Acting for Third Defendant in Commercial Court claim concerning a dispute between an insured, two insurers and brokers. The case raises points regarding insurance brokers’ duty of care in negligence and contract as well as in relation to the doctrines of waiver, estoppel and rectification (instructed by Mills & Reeve).
  • (with Ben Quiney QC) Instructed on behalf of a firm of insurance brokers to defend a £4m claim alleging that it had failed to properly assess the client’s insurance needs resulting in significant underinsurance following a catastrophic flood (instructed by Carter Perry Bailey).
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Qualifications


  • Walter Wigglesworth Scholarship, Lincoln’s Inn (2011)
  • European Commission Scholarship (unable to accept), Lincoln’s Inn (2009)
  • Blackstone’s Mooting Competition (finalist) (2009)
  • BVC, City Law School (2008 – 2009)
  • Hardwicke Scholarship, Lincoln’s Inn (2007)
  • BA (Hons) Jurisprudence, Somerville College, University of Oxford (2004 – 2007)

Memberships


  • COMBAR
  • LCLCBA
  • PNBA
  • TECBAR

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