Insurance & Reinsurance
Andrew specialises in, and has wide experience of, very substantial claims relating to CAR/EAR policies (including DE and LEG clauses), property risks, BI claims, PL and EL policies and product liability policies, including coverage disputes, fraud, non-disclosure, misrepresentation, moral hazard and co-insurance issues. He acted: for Zurich in the FCA Test Case; for Insurers in the leading case on the effect of non-compliance with a notification provision in a liability policy which is not expressed to be a condition precedent; and for Insurers in the leading recent case on the meaning of “damage”, the scope and duration of cover, and the effect of DE3 in a CAR policy.
Listed as a Leading Silk in Chambers UK (2025) and Legal 500 (2025)
Selected Cases
- Acting for Zurich in the leading Supreme Court case (the FCA Test Case) on BI cover in the context of claims arising out COVID-19 – see Financial Conduct Authority v MS Amlin et al [2021] AC 649.
- Acting for Insurers in a £200 million claim under a CAR policy in respect of alleged damage to the roof of Sky’s global headquarters – see Sky & Mace v Riverstone [2023] EWHC 1207 (Comm). It is the leading recent case on the meaning of “damage”, the scope and duration of cover, and the effect of DE5 in a CAR policy.
- Acting for London Market PL Insurers in connection with a $1 billion risk arising out of the collapse of a tunnel in Germany.
- Acting for reinsurers in a $multi-million ICC arbitration arising out of bonds issued in connection with the construction of a government facility in the Middle East. Local law and local seat.
- Acting for insurers in relation to a $ multi-million coverage dispute arising out of damage to a major public building in Hong Kong, including in relation to the effect of an exclusion clause based on DE3.
- Acting for Insurers in connection with a $150 million overage dispute (including issues as to the application of DE3/LEG2 clauses) under an EAR policy in relation to the construction of a major international airport in the Middle East. Local law and local seat.
- Acting for Insurers in connection with $50 million claim under an EAR policy relating to the catastrophic failure of a gas turbine at a power station in the Indian sub-continent, including issues as to extended maintenance cover and the application of DE3/LEG2 clauses.
- Acting for Insurers in connection with coverage disputes under PL policies amounting to £200 million relating to alleged defects in a number of residential buildings.
- Acting for Insurers in relation to £50 million coverage dispute arising out of the construction of a major leisure development.
- Acting for the policyholder in a £50 million coverage dispute under a PI policy relating to the design of a major London landmark project.
- Acting for Insurers in relation to a £150 million coverage dispute under a PL policy arising out of the collapse of a tunnel.
- Acting for Insurers in relation to a £75 million dispute concerning coverage under a CAR policy arising out of the construction of a motorway in the UK.
- Acting for Insurers in relation to a claim for $several hundred million relating to a claim under a Product Liability policy arising out of a major product recall.
Awards
News
- Crown Office Chambers feature in three of The Lawyer’s Top 20 cases of 2025
- Sky & Mace v Insurers: Court of Appeal judgment
Qualifications
- 1986-1989: Christ’s College, University of Cambridge (MA, English Tripos).
- 1998-1990: Japan Exchange and Teach (“JET”) Programme: British Government/Japanese Government programme teaching English near Tokyo.
- 1990-1991: The City University (Diploma in Law – with Distinction).
- 1991-1992: Gray’s Inn: Uthwatt Scholar, Moots Award.
- 1993: Gray’s Inn United States Moots Tour.
Memberships
- LCIA, COMBAR, TECBAR, SCL, SCL (Gulf), LCLCBA, PNBA
Recommendations
“Andrew is a force to be reckoned with”…”very, very strategic and really good on his feet. He has an ability, through his good humour, to win over the tribunal. He knows when to inject humour into a case, and tribunals love it.”…”The quality of Andrew’s advocacy is outstanding.”
Chambers & Partners, 2025
“Andrew is simply fantastic. He is extremely responsive, and his advocacy skills are second to none.”…”Andrew is extremely user-friendly. He’s technically very strong and his advocacy skills are top notch, truly excellent. He presents the client’s point in a really professional and eloquent manner.”…”incredibly bright and stupidly hard-working.”
Chambers & Partners, 2025
“Andrew is one of the very best in his field. His breadth of experience across the energy and construction and engineering sectors is incredibly impressive. His strategic approach and thinking is always at the very highest level; all done in a collegiate style.”…”Astonishingly bright and hardworking, he is unbelievably easy to work with and his strategic advice is always right on point.”
Legal 500, 2025
“Andrew is a phenomenally effective cross-examiner, able to get the most difficult witnesses under control and responsive. He is extremely good at opening and closing submissions, where he gets to the point in a way that engages the tribunal at all times.”…“A brilliant advocate, extremely hardworking, impeccably-mannered, and a thoroughly decent human being.”
Legal 500, 2025
“He’s actually one of the cleverest barristers I know and work with, combined with a genuine charm. He has an encyclopaedic brain.”….”Andrew Rigney is simply second to none. His advocacy is brilliant, and his ability to distil complex issues into clear and concise advice and advocacy is very impressive.”…”He has fantastic knowledge and commercial understanding with excellent client skills.”
Chambers & Partners, 2024
“Andrew Rigney is my first choice of counsel on any case. He is absolutely brilliant – hard-working, easy to work with and astonishingly able.”…”He really nails cross-examination and his success rate is incredibly high.”…”He’s a solicitor’s dream, frankly. He’s responsive, brilliant and enormously effective.”
Chambers & Partners, 2024
“Andrew’s intellectual strength goes without saying…a superb advocate with his quiet understated style belying a razor-sharp cross-examiner. He has turned a judge 180 degrees to his way of thinking with persuasive but straightforward and very well-constructed arguments…the most client and solicitor-friendly KC at the construction Bar”…“Exceptional advocacy …not afraid to roll up his sleeves.”…“excellent with clients and provides practical and commercial advice, always having the client’s objectives in mind. Really at the top of his game.”…“His ability to present complex legal arguments in a clear and concise manner is truly impressive. His willingness to go above and beyond to ensure a positive outcome does not go unnoticed… sees things that others don’t, and his work ethic is second to none.”
Legal 500, 2024
“…extremely bright, exceptionally hardworking, incredibly charming and an absolute pleasure to work with. He has a rare quality in his dealings with the tribunal so as to command respect at all times, yet at the same time conducting cross-examination robustly and aggressively …His work is meticulous, considered and precise, … solicitors and lay clients really value what he has to say… detail oriented and an excellent communicator; the sort of silk who you want to introduce to clients as you know they will warm to him… grasps the technical detail of energy disputes incredibly quickly, … his advocacy is impressive…Great to work with and meticulous in his analysis. a real team member… are no airs and graces.”
Legal 500, 2023
“Sought after by clients around the globe…a brilliant mind with a great eye for detail. A delight to work with…fiercely intelligent, can recite case law in his sleep…an exceptional and superb advocate…very impressive when cross-examining expert witnesses … absolutely at the top of his field… incredibly responsive and very on top of the detail… a true gentlemen – very hard-working and charming while also being a very effective cross-examiner…”
Chambers & Partners, 2023
“Exceptionally intelligent, extremely hard-working, impeccably mannered, a brilliant advocate, a wise strategist, and a thoroughly decent human being…”… “Extremely personable, focused and brilliant, supportive and thoughtful of instructing counsel, a pleasure to work with.”… “Attentive, thoughtful, commercially-minded, intelligent and very easy to work with, he commands great respect from his peers.”
Legal 500, 2022
“An eminent” and “go-to” silk with an “unbelievable interest in the detail of a case”. “He is phenomenal…exceptional team player..” “ Andrew is fantastic….very experienced advocate….pleasure to work with” “… an exemplary KC with.. incredible legal skills and commercial acumen” “…an incredibly effective advocate” and “fantastically user-friendly”
Chambers & Partners, 2022
