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William Lacey

Call 2022

Insurance & Reinsurance

William regularly advises insurer clients on coverage, defence and recovery, and settles pleadings on their behalf. Shortly after completing pupillage, he spent six months on part-time secondment at a leading insurance/re-insurance law firm in the City of London, where he gained in-depth experience of a wide range of commercial, property damage and construction disputes worth up to £20 million. He can also advise on coverage and defence in EL/PL, RTA and product liability claims.

William has been instructed in numerous cases involving insurance fraud or motor fraud. He regularly advises clients at all stages of proceedings: from pleadings and pre-action disclosure applications, through interim applications and hearings, to trials on the fast and intermediate tracks.

Experience includes:

Coverage

  • Advising an insurer on an eight-figure coverage dispute arising from the supply of allegedly defective components to a major infrastructure project.
  • Advising an insurer on coverage following notification by its insured of a substantial property damage claim arising from a construction project. The property in question belonged to a third party, with the result that the policy’s operative clause was not triggered.
  • Successfully representing the defendant insurer at the trial of a coverage dispute concerning damage to a luxury car alleged to have been caused by vandalism.
  • Advising an insurer on a six-figure coverage dispute concerning a product liability policy.
  • Advising an insurer on both coverage and recovery in a series of claims arising from structural defects warranties for new dwellings.

Subrogated Recovery

  • Advising various major insurers on subrogated recoveries. Details of his experience can be found in the “Construction & Engineering” and “Property Damage” sections of this profile.

Insurance Fraud

  • Acting for several major insurers in a series of remarkably similar claims for fraudulent and/or exaggerated losses by motorcycle delivery riders in London, all of whom are represented by the same firm of solicitors.
  • Advising an insurer on a claim for water damage to a luxury car, which appeared to have been dishonestly staged by the car’s owner.
  • Successfully representing various different insurers at the Fast Track trials of fraudulent and/or exaggerated personal injury claims.

William is a member of the British Insurance Law Association.

Selected Cases

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Awards


• Lord Denning Scholarship (Lincoln’s Inn, 2021)
• Senior Advocacy Scholarship (The University of Law, 2021)
• Lord Brougham Scholarship (Lincoln’s Inn, 2020)

Articles


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News


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Qualifications


• Bar Practice Course (Outstanding); The University of Law
• GDL (Distinction); The University of Law
• MA Music (First Class); King’s College, Cambridge

Memberships


  • British Insurance Law Association (BILA)
  • Commercial Bar Association (COMBAR)
  • Professional Negligence Bar Association (PNBA)
  • Society of Construction Law (SCL)
  • Technology & Construction Bar Association (TECBAR)

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