Skip to content

William Lacey

Call 2022

Insurance & Reinsurance

William regularly advises insurer clients on coverage, defence and recovery, and settles pleadings on their behalf. He is currently on part-time secondment with the Complex Casualty Coverage team of a leading insurance/re-insurance law firm in the City of London. He is gaining in-depth experience of a wide range of commercial, property damage and construction disputes worth up to £20 million. He is also able to advise on coverage in EL/PL, RTA and product liability claims.

Current and recent work for leading global insurers includes:

  • Advising on an eight-figure coverage dispute arising from the supply of allegedly defective components to a major infrastructure project.
  • Advising on a complex and long-running subsidence claim, which raises some novel points of law.
  • Advising on a six-figure coverage dispute concerning a product liability policy.
  • Advising on both coverage and recovery in a series of claims arising from structural defects warranties for new dwellings.
  • Representing an insurer which is attempting to recover its outlay arising from a school skiing trip which was cancelled due to the Covid-19 pandemic.
  • Drafting documents, and attending conferences and mediation, in relation to two substantial Covid-related business interruption insurance claims (as a pupil).


Selected Cases

Credit Hire

William has extensive experience of credit hire work on both the fast track and the small claims track. He acts exclusively for defendant insurers, nearly always achieving a substantial reduction in the damages payable or having the claim dismissed. In several cases he has identified fraudulent elements during preparation or trial, leading to the claims being struck out or dismissed. He often attends application hearings arising from credit hire claims, typically involving strike out, relief from sanctions, disclosure, wasted costs, or third-party costs orders.

Current and recent work includes:

  • Defending a claim for almost £80,000 in credit hire charges, disbursements and costs at a fast track trial. Near the end of the hearing, the court gave permission for the claimant to accept a Part 36 offer of c. £7,000 and pay the defendant’s costs of over £9,000.
  • Having a claim dismissed on the grounds that the claimant accepted under cross-examination they had never seen any of the documents in the trial bundle before, except for their inaccurate witness statement.
  • Drafting a strike-out application, having previously raised a number of concerns around the claimant’s apparent reliance on forged documents and involvement with organised crime. William is also instructed to attend the application hearing.
  • Advising on a wasted costs application following a series of procedural blunders by the claimant and their representatives.
  • Attending two application hearings concerning a claimant who believed that their ethical and environmental beliefs entitled them to hire a luxury electric car at many times the basic hire rate.
  • Advising on a strike-out application made on the grounds that the claimant had apparently signed their witness statement under duress from their legal representatives. The claimant discontinued shortly before the hearing.

Selected Cases

Insurance Fraud

As a result of his experiences in credit hire and personal injury claims, William is beginning to develop a practice in insurance fraud and motor fraud. He is currently instructed as part of a team working for a leading insurance company on a large-scale counter-fraud operation.

Selected Cases

View full profile »


• Lord Denning Scholarship (Lincoln’s Inn, 2021)
• Senior Advocacy Scholarship (The University of Law, 2021)
• Lord Brougham Scholarship (Lincoln’s Inn, 2020)




• Bar Practice Course (Outstanding); The University of Law
• GDL (Distinction); The University of Law
• MA Music (First Class); King’s College, Cambridge


  • BILA
  • PIBA
  • PNBA

Portfolio Builder


Select the practice areas that you would like to download or add to the portfolio

Download Add to portfolio
Portfolio close
Title Type CV Email

Remove All