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Toby Chandler

Call 2019

Insurance & Reinsurance

Toby has particular interest and specialism in insurance litigation. He is recommended by Legal 500 as a rising star in insurance and re-insurance litigation, where he is described as ‘clear, concise and …very user friendly’. Toby has a wealth of experience dealing with coverage issues on different types of policies. Particular examples include:

  • Advised major insurer on Covid-19 coverage and issues arising in respect of, amongst other things, the status of furlough payments (led by Ben Quiney KC and James Sharpe).
  • Claim against insurers in relation to a major fire at a commercial factory alleged to have cause in excess of £100 million in business interruption losses (led by Daniel Shapiro KC).
  • Advice in respect of the evidence required to prove the prevalence of Covid-19 under ‘At The Premises’ clauses (led by James Sharpe).
  • Cladding claim in excess of £5 million brought under the Third Parties (Rights Against Insurers) Act 2010 against insurers domiciled both within and outside the jurisdiction (led by Ivor Collett). Toby advised on the transfer of a jurisdiction clause following the statutory assignment of rights.
  • Claim against insurers in respect of a negligently made PCC where coverage was denied. Issues arose as to the scope of the duty to make a fair presentation of the risk, and whether the underlying architectural practice had dishonestly or recklessly made the negligent statements.

Subrogated Claims

  • Toby frequently handles subrogated claims in relation to property damage, professional liability and product liability. Toby has particular expertise in dealing with insurance issues where they arise in cross-over practice areas, such as dealing with insolvent insureds and Defendants, and claims arising out of construction and engineering and professional liability disputes.

Selected Cases

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Qualifications


  • City University, BPTC, 2019, Very Competent; Lincoln’s Inn Denning Scholar (2018)
  • University of Bristol, LLB, 2015-2018, First Class

Memberships


  • COMBAR

Recommendations


“Toby’s advice is clear, concise and he is very user friendly and easy to get on with. Very much a valued member of the team.”

Rising Star, Insurance and Reinsurance, Legal 500, 2025

“He is very analytical and offers sound commercial advice. His written work is good and he builds a very good rapport with the client.”

Rising Star, Professional Negligence, Legal 500, 2025


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