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Steven Coles

Call 1983

"Technically sound and very patient and detailed in his approach."
(Legal 500)

Personal Injury

Selected Cases

  • Advising insurers on issues of policy cover, waiver, election and estoppel in relation to a workplace injury claim for about £250,000 (2020)
  • Advising defendant’s liability insurers on policy cover and misrepresentation / non-disclosure in relation to a fatal accident claim against the defendant for £800,000 (2019)
  • Acting for defendant and insurers in relation to a contribution claim against defendant contractor by employers for liability to their employee for psychiatric injuries resulting from a violent robbery where defective installation of security measures by the defendant blamed (2018)
  • Advising on the extent of policy cover under a personal accident policy in a case of catastrophic personal injuries suffered in an accident on holiday abroad (2018)
  • Advising on policy liability in respect of healthcare officials arising out of alleged mis-prescription of drugs (2018)
  • Advising on policy liability and related issues in relation to a personal injury accident at work where the claimant was a close relative of the defendant employer (2018)
  • Advising insurers on issues of co-insurance / double insurance in relation to a personal injury claim (2017)
  • Acting for defendant and insurers in a contribution claim by employers who settled their employee’s claim for permanent injury to eye caused by failure of pressurised plumbing component (2017)
  • Advising insurers on apportionment between defendants in a mesothelioma claim (2017)
  • Advising insurers on co-insurance / double insurance issues arising out of the costs of defending manslaughter and health and safety prosecution (2017)
  • Acting for defendant developers and their insurers in relation to a contribution claim by contractor in respect of injury to several employees from hazardous materials on building site (2017)
  • Advising insurers on policy coverage in relation to pollution-related claims and policy exceptions, in relation to a claim for injury by Legionnaires’ Disease (2017)
  • Acting for claimant in relation to a claim for serious leg injuries arising out of a motorcycle accident (2014)
  • Acting for defendant’s insurers in fatal traffic road accident claim (2014)
  • Acting for defendant’s insurers in claim for £7 Million for brain damage caused by road traffic accident (2010)
  • Claim for personal injury from a tripping accident in a lift, with contribution claims between building owners, lessees, and lift maintenance company (2010)
  • Claim for injuries resulting in debilitating complex regional pain syndrome (2009)
  • Appearing at trial in the case of Telling v OCS Services (2008), referred to in the White Book under CPR Rule 14, unreported but available on Lawtel – interlocutory decision on compromise of claim by pre-action admission
  • Claim for serious burns in factory accident (2008)
  • Clinical negligence claim, child lost both feet and part of a lung from life-threatening infection; issue over the standard of emergency treatment received (2008)
  • Clinical negligence case, neurological injuries from cauda equina syndrome after surgery (2007)
View full profile »


  • MA (Cantab)


  • Commercial Bar Association
  • London Common Law & Commercial Bar Association
  • Personal Injury Bar Association
  • Professional Negligence Bar Association
  • Technology & Construction Bar Association


“He responds well to questions regarding his advice, and is happy to engage in debate upon the finer points of liability and causation – his advice is impressive and perceptive.”

Legal 500, 2022

“Extremely intelligent, with a very patient manner.”

Legal 500, 2021

“He is very analytical, forensic and has good ‘instinct’ on strategy.”

Legal 500

“A calm presence, he is good with expert witnesses, has an eye for detail and is strong on technical issues.”

Legal 500

“His technical excellence and calm manner put clients at ease.”

Legal 500

“Technically sound and very patient and detailed in his approach.”

Legal 500

“Technical skills combined with diligence.”

Legal 500

“Instructed in a range of insurance-related cases.”

Legal 500

“A very good insurance counsel.”

Legal 500

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