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Richard Lynagh QC

Call 1975 • QC 1996

“He epitomises the perfect QC – he’s always well prepared, clients adore him and he’s an excellent advocate.”
(Chambers & Partners 2019)

Insurance & Reinsurance

Recommended in the Legal 500.

He advises and appears on behalf of both Claimants and Defendants.

He has regularly acted for many of the leading insurers.

He is also instructed on behalf of numerous Lloyd’s Underwriters.

He is retained in a very wide variety of cases involving an insurance element.

He has been instructed on behalf of the ABI itself in connection with issues arising out of the insolvency of insurance companies.

His insurance practice frequently involves advice and litigation relating to policy coverage and the construction of policy wording.

Selected Cases

  • Ted Baker v AXA Insurance [2012] EWHC 1406 (Comm) – Whether theft by employee was covered by policy without discrete Fidelity Insurance, relevance of intention to replicate previous cover, rectification, estoppel by convention, whether scope of cover misrepresented to co insurers by brokers.
  • Verizon UK Ltd v Bowmer & Kirkland Ltd (2009) – He was instructed in a large claim in the TCC arising out of the alleged failure of the heating / cooling systems of commercial premises.
  • Markel & QBE v SGC & Ors [2009] – Lloyd’s Rep IR 77 (also [2008] EWHC 3087 (Comm) & [2009] EWCA Civ 790) – Surety bonds, insurance binders, civil fraud & directors’ duties.
  • Shinedean Ltd v Alldown Ltd & AXA [2006] 1 WLR 2696 – Significant case in which the Court of Appeal reviewed the law relating to a claims co-operation clause (construed as a condition precedent) and whether prejudice was an essential or relevant element before Insurers could refuse indemnity.
  • In Bankers Insurance Co Ltd v South & Gardner [2004] Lloyd’s Rep IR 1 – He was instructed on behalf of Insurers in a case of a serious head injury arising out of the use of a Jet Ski. The case involved the issue of whether a jet ski fell within the definition of a “waterborne craft” and the consequences of a failure to notify insurers of the incident.
  • Mc Alpine v BAI (Run-Off) Ltd [2000] 1 Lloyd’s Rep 437 – This is a case in which the Court of Appeal considered the law in respect of the consequences of a breach by an insured of a notification equirement (construed as an innominate term) in a contract of insurance.
  • Citybank v Lebihan – He has been instructed by insurers in a variety of fire cases including welding and electrical fires and in particular a fire in the underground UPS cables of Citibank.
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“The perfect QC – a skilful advocate with an excellent knowledge of the law.”

Legal 500, 2021

“He is extremely experienced and very forensic in his approach. His attention to detail is second to none.”

Chambers & Partners, 2021

“Extremely knowledgeable and pays great attention to detail, which is always necessary in indemnity/coverage cases – he draws on his vast experience to find solutions, is calm and unruffled, and a very good advocate.”

Legal 500, 2021

“An extremely experienced barrister who is calm, measured and forensic, as well as extremely quick and responsive. He is very much a team player.”

Chambers & Partners, 2020

‘He is very commercially aware. ’

Legal 500, 2020

“His advocacy and client care are first rate.”

Chambers & Partners, 2020

“The consummate QC, there is no better”

Legal 500, 2018

“Highly knowledgeable in his field. Very thorough. He provides a pragmatic analysis of the issues informed by his wealth of experience.”

Legal 500, 2017

“He is held in high regard for his tactical skills and steely determination – you want him on your side.”

Chambers & Partners, 2016

“He’s extremely knowledgeable, easy to talk to and has a very good presence in court – all the things you would look for in a barrister.”

Chambers & Partners, 2016

He manages expectations well, gives it to the client straight and is charming in court and in conference. He is confidence-inspiring and intellectually rock hard. Unflappable, easy to talk to and responsive”.

Chambers & Partners, 2015

“Very well versed in insurance policy disputes.”

Legal 500, 2015

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