Patrick Maxwell

Insurance & Reinsurance

Patrick is frequently instructed by insurers in all the areas in which he practices. He has substantial experience of fraudulent claims as well as disputes concerning policy interpretation, avoidance of cover for nondisclosure, misrepresentation and breach of notification clauses.

Selected Cases

• Acting (with Andrew Rigney KC) for insurers in a dispute under a contractor’s all risk policy in which the insured seeks to recover c.£170m
• Achieving a favourable settlement for the insured following extensive fire damage to a commercial property despite insurer’s allegations of non-disclosure
• Acting for the insured in a c.£5m dispute concerning the proper application of deductibles under a policy that provided cover for offshore wind farms.
• LB Harrow v Engie (2018) (TCC)  Acting (with Andrew Rigney KC) in successful claim for a declaration as to the extent of the claimant’s obligation to take out a policy of latent defects insurance.
• Acting (with Ben Quiney KC) in an arbitration concerning a coverage dispute under a professional indemnity policy.
• Acting for the defendant insurer in a coverage dispute worth c.£1m that arose from a fire at business premises.
• Acting on behalf of underwriters in an arbitration concerning after the event insurance policies provided by solicitors under delegated authority.
• Acting for the insured in a c.£1m claim arising from flood damage where insurers seek to avoid the policy for alleged misrepresentations.
• Advising (with Andrew Rigney KC) on interpretation of a combined Public and Product Liability policy in a c.£3m property damage claim.
• Successfully achieving, at trial, the dismissal of the entirety of a claim under a travel insurance policy on the basis of a representation that exaggerated the value of a modest element of the claim.
• Acting in a claim concerning the validity of a settlement agreement in which it was alleged that a loss adjuster had acted without or in excess of the authority of its principle.

News

• Sky & Mace v Riverstone Managing Agency & Ors [2023] EWHC 1207 (Comm)
• Andrew Rigney KC and Patrick Maxwell successful in TCC claim for declaration

Read more

Events

• Crown Office Office Chambers and HKA Event – ‘The cost of Covid for construction: dealing with supply chain issues’

Qualifications

• BA Hons (First Class), University of Oxford
• GDL, City University
• BPTC, City University
• David Karmel Award, Grays Inn
• Holt Scholarship, Grays Inn
• Academic Scholarships, Lady Margaret Hall, University of Oxford

Memberships

• SCL
• COMBAR
• PNBA