Insurance & Reinsurance
Michele is frequently instructed by and on behalf of insurers in relation to policy coverage and indemnity issues and in subrogated recovery actions arising out of fire, flood, tree root subsidence, other property damage and in the related fields of construction and product liability.
Michele appeared for the successful appellant in the Court of Appeal in the seminal case on strict liability for the escape of fire, Gore v Stannard t/a Wyvern Tyres  QB 1 (CA), and he is often instructed in complex and technical cases in this field.
- Advising insurers on the scope of cover under a D&O policy, in respect of claims arising out of the collapse of an international private equity firm.
- Acting, together with Andrew Rigney QC, in a coverage dispute under an inherent defects policy in relation to a London hotel.
- Acting for insurers in a claim for an indemnity of c.£1.5m arising out of a fire at a former textile mill, where the policy had been avoided for misrepresentation and material non-disclosure.
- Advising insurers as to the scope of cover under a public / products liability policy in respect of a c.£3m claim arising out of building works carried out by the insured to a Grade II listed manor house.
- Acting for the insurer in a dispute as to the scope of medical expenses cover under a travel insurance policy.
- Acting for insurers in a dispute concerning the scope of an arbitration clause in a property owner’s policy – application for a stay of proceedings under section 9 of the Arbitration Act 1996.
- Advising insurers as to notification issues, exclusions and coverage in respect of a claim for an indemnity under a public and products liability policy, in respect of a £1.3m claim against the insured arising out of water damage to commercial premises in Central London.
- Hall v Environment Agency  EWHC 1309 (TCC) – subrogated recovery claim against the Environment Agency for property damage caused by negligent flood defence works. Finding that s.177 of the Water Resources Act 1991 did not provide an exclusive remedy so as to preclude an action in negligence.
- Advising insurers as to interaction between an “excess clause” in one policy and a “rateable proportion clause” in a separate policy covering the same liability.
- Ageas v Gunaratnam  EWHC 845 (QB) – appeal against decision granting relief from sanctions.
- Gunaratnam v Ageas  EWHC 593 (QB) – claim for an indemnity under a home insurance policy in respect of damage caused by escape of water.
- Gore v Stannard t/a Wyvern Tyres  QB 1 (CA) – seminal Court of Appeal decision on the application of strict liability under Rylands v Fletcher in cases involving the escape of fire. Michele appeared as sole counsel at first instance and was led by Jonathan Waite QC in the Court of Appeal. A PLC article on the case is available here.
- Advising insurers as to the application of the principle in Berni Inns in respect of a number of subrogated recovery actions.
- Advising the defendant insurer on various technical coverage issues in respect of a public and products liability policy concerning a third party claim against the insured arising out of the supply of allegedly defective adhesive products.
- Acting as sole counsel for the claimant at trial in a subrogated recovery action arising out of flooding to the claimant’s property caused by the defendant’s failure to maintain a nearby watercourse.
- Acting for the defendant’s public liability insurer in a claim arising out of the supply of a component product used for the manufacture of BMW and Mini door panels.
- Acting for the defendant insurer in a claim for an indemnity under a home insurance policy in respect of a fire (issues concerning refusal of cover for breach of condition; property to be insured’s main domestic residence; and valuation of reinstatement works / time of assessment etc).
- Advising insurers on issues concerning the scope of business interruption cover in respect of a claim arising out of flooding to the insured’s premises.
- Michele De Gregorio to speak to the Insurance Institute of London at Lloyd’s
- Ben Quiney QC and Michele De Gregorio acting in Rolls Building dispute in the TCC
- MA (Oxon)
- LLM (Distinction), King’s College London
“One of my favourite juniors. He is bright, articulate and easy to engage with.”
Legal 500 2021, Insurance and reinsurance
“He’s very pragmatic, commercial and looks at the bigger picture as well as the legal points.”; “He’s very level-headed and is a team player. Lay and insurer clients also find him very approachable.”
Chambers & Partners 2021, Property Damage
“He is calm and has a fine strategic mind. He is a very impressive and powerful advocate.”
Legal 500 2021, Construction
“His attention to detail is second to none.” “He’s extremely hard-working and diligent.”
Chambers and Partners 2020, Property Damage
“He takes a pragmatic and commercial approach to dealing with claims.”
Legal 500 2020, Insurance and reinsurance
“He has a sector wide experience of construction litigation.”
Legal 500 2020, Construction
“Immensely hardworking, very bright, an excellent lawyer, and very good with clients”
Legal 500 2018, Insurance and reinsurance
“A very reassuring presence in conference and in court”
Legal 500 2018, Construction
“Very impressive. He knows his stuff and is a calm, persuasive advocate” and “Very user-friendly”
Chambers & Partners 2018, Property Damage
“He is bright, immensely hardworking and inspires confidence in clients.”
Legal 500 2017
“Superbly responsive with a terrific eye for detail.”
Legal 500 2016
“Down to earth and very good at calming down heated situations.”
Legal 500 2017