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Hamish Fraser

Call 2021

Insurance & Reinsurance

Hamish regularly advises and represents insurers and policyholders in respect of insurance and reinsurance related disputes in a diverse set of circumstances. His recent work includes:

  • Finsbury Food Group Plc v Axis Corporate Capital UK Ltd [2023] EWHC 1559 (Comm). Commercial Court trial representing the defendant W&I insurers who underwrote a £20m acquisition of a food manufacturing business. The buyer of the business claimed under the W&I policy on the basis of alleged breaches of a number of warranties under the share purchase agreement. The defendant insurers succeeded on every issue after a two-week trial (led by Daniel Shapiro KC).
  • Hamsard One Thousand and Forty-Three Ltd v AE Insurance Brokers Ltd [2024] EWHC 262 (Comm). Commercial Court trial successfully representing a firm of insurance brokers alleged to have negligently failed to arrange an appropriate scope of cover and to disclose material facts such that the insurer avoided the policy for non-disclosure and misrepresentation (led by Daniel Shapiro KC).
  • Representing a firm of insurance brokers in regard to a £5m professional negligence claim. It was alleged that the brokers had failed to arrange appropriate insurance which would have covered damage arising out of a fatal road traffic accident in the US which had involved one of the claimant’s employees whilst travelling on business (led by Daniel Shapiro KC).
  • Instructed to advise Insurers in respect of a breach of warranty claim brought by a private equity company after the acquisition of a leading professional training company.
  • Drafting particulars in relation to a coverage dispute after insurers declined to provide an indemnity for fire damage at a commercial premises due to breach of occupancy conditions.
  • Drafting a skeleton argument and assisting preparations for the Court of Appeal proceedings in Spire Healthcare Ltd v Royal & Sun Alliance Insurance Ltd [2022] EWCA Civ 17. The matter concerned the interpretation of aggregation clauses in insurance contracts and arose from multiple claims brought against a private hospital by patients injured by the disgraced breast surgeon, Ian Paterson (as a pupil).

Selected Cases

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  • BPTC (Outstanding), BPP
  • GDL (Distinction), City University
  • English Language & Literature (First Class), University of Oxford,


  • Buchanan Prize for outstanding performance on the BPTC (Lincoln’s Inn, 2020)
  • Advocacy Scholarship (BPP, 2019)
  • Tancred Scholarship (Lincoln’s Inn, 2019)
  • Winner, the Crowther Shield for public speaking (Lincoln’s Inn, 2019)
  • Winner, the Crown Office Mooting Competition (2018)
  • The Janet Quigley Prize for Middle English studies (Lady Margaret Hall, Oxford, 2016)

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