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Colleen Cumbers

Call 2023

Insurance & Reinsurance

During pupillage, Colleen benefited from the supervision of leading barristers in this field.

Both during pupillage and in her own right, she has experience in advising insurers as to matters such as the strength of declinature of cover as well as in drafting pleadings.

Colleen’s recent work in this area includes:

  • Obtaining strike out of a claim against an insurer for failure to provide cover under an insurance policy on the basis that the claim was brought against the wrong entity.
  • Settling the Particulars of Claim in a subrogated claim by an insurer to recover its outlay under a property insurance policy following damage to property caused by a third party. A question arose as to whether to bring the claim against the third party directly and/or against its insurer. Colleen concurrently provided advice on this point.
  • Advising an insurer on the prospects of declining cover in relation to a proposed claim arising out of contaminated batches of beer, specifically advising on questions of whether there had been damage to property or simply production of a defective product and whether a financial loss extension applied (during pupillage).
  • Advising an insurer on the prospects of declining cover on the basis that the alleged tortfeasor was a labour only sub-contractor as opposed to a bona-fide sub-contractor (during pupillage).
  • Settling the Defence to a High Court claim for a declaration that insurers were bound to indemnify the various Claimants’ businesses in respect of interruption caused by the COVID-19 pandemic (during pupillage).
  • Drafting a Letter of Response to an application for an order for provision of insurance coverage evidence in an arbitration under the Arbitration Act 1996 and the UNCITRAL Arbitration Rules 2021 which was valued at more than $25 million (during pupillage).

Selected Cases

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Awards


  • Dean’s Award for Best Academic Performance in MA Law (Conversion)
  • Inner Temple Duke of Edinburgh Entrance Award
  • Inner Temple Major Scholarship
  • Inner Temple Exhibition Scholarship
  • Winner of the Aqeel H. Noorali Moot Cup
  • Winner of the Oxford Bar Society Non-Law Moot
  • Winner of the 2 Hare Court Mock Trial
  • Various Collections Prizes from Oriel College, University of Oxford

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Qualifications


  • BA French and German (First Class), University of Oxford
  • MA Law (Conversion) (Distinction), University of Law
  • LLM Master of Laws (Distinction), University of Law

Memberships


  • Commercial Bar Association (COMBAR)
  • Technology and Construction Bar Association (TECBAR)
  • The Society of Construction Law (SCL)
  • Professional Negligence Bar Association (PNBA)
  • London Common Law & Commercial Bar Association (LCLCBA)
  • Young International Arbitration Group (YIAG)
  • Personal Injury Bar Association (PIBA)

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