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Caroline McColgan

Call 2010

“Caroline is extremely bright and is very good at grappling with the issues. Her advice is always pragmatic and commercial. She’s a delight to work with.”
(Chambers & Partners, 2024)

Property Damage

Caroline has extensive experience of Property Damage matters. She regularly advises on issues of subrogation and/or policy coverage and accepts instructions from both claimants and defendants. A number of the claims she has handled have involved defective electrical or plumbing products, which have resulted in fire and flood damage to premises. Caroline is comfortable in dealing with complex expert evidence and handling increasingly high value claims.

Selected Cases

  • Ramvel Ltd & Ors v Bartlett & Anor – a £multi-million dispute concerning alleged breaches of tortious duties relating to the defective installation of soil vent pipes. The claim raised interesting issues of complex structure theory, and the extent to which it can be relied upon to create a duty on the part of a subcontractor notwithstanding that none would be owed by the main contractor.  Caroline acted for the Defendants and their insurers (led by Daniel Shapiro KC).
  • Prudential Assurance Co Ltd / Pets at Home Ltd v Stoke on Trent Regeneration Ltd & Orsacting for a design and build contractor in relation to alleged engineering defects in a warehouse (led by Andrew Rigney KC and Fiona Sinclair KC);
  • National Trust for Places of Historic Interest and Outstanding Natural Beauty v Cuffe PLC & Anor [2020], TCC – acting for the Claimant property owner and its insurers in a subrogated recovery for losses arising out of the destruction of a stately home (led by Andrew Rigney KC).
  • 2 Entertain & Ors v Sony DADC [2019], TCC – acting for the Defendant warehouse-owner in this claim for damages following a catastrophic fire set during the London Riots. Caroline represented Sony at all stages of proceedings, culminating in a 14 day trial in the TCC (led by Ben Quiney KC).
  • TRW & Anor v Whirlpool & Ors [2019], TCC – acting for a freehold owner of premises destroyed by a fire caused by a defective white goods product. Quantum exceeded £9m (led by Andrew Rigney KC).
  • Acting for the Respondent in confidential arbitration proceedings concerning a large fire at industrial premises in the UAE (led by Andrew Rigney KC).
  • Acting for the Claimant in confidential arbitration proceedings arising out of a residential development in central London where damage had occurred as a result of basement excavation works at a neighbouring property (led by Crispin Winser KC).
  • Tideland Ltd v Westminster City Council [2015], TCC – a £multi-million claim for tree root induced subsidence and raising difficult issues of quantum as well as liability.
  • Chliaifchtein v Wainbridge Estates Belgravia Ltd [2015], TCC – acting for the Defendant in a claim for nuisance and also involving complex issues under the Party Wall etc Act 1996 (led by Michael Curtis KC).
  • Various Claimants v Lancashire County Developments Limited [2014], TCC – acting for the defendant in several £multi-million claims arising from a catastrophic fire at a business park. (led by Graham Eklund KC).
  • Amlin Corporate Member Ltd & Ors v Oriental Assurance Company [2014] EWCA Civ 1135 – acting for the Defendant at trial and on appeal in this major international reinsurance case concerning the correct interpretation and application of a typhoon warranty (led by Roger Ter Haar KC).
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“Caroline is extremely bright and is very good at grappling with the issues. Her advice is always pragmatic and commercial. She’s a delight to work with.”

Chambers & Partners, 2024

“Easy to deal with and responsive.”

Legal 500, 2024

“She completely engages with cases and is energetic and proactive.”

Chambers & Partners, 2022

“Caroline is very bright, a superb lawyer, immensely hard-working and dedicated, fantastic with clients, has great judgement and is an absolute pleasure to work with.”

Legal 500, 2022

“She is user-friendly on claims in the High Court.”

Chambers & Partners, 2022

“Caroline is very knowledgeable, industrious, and a real team player.”

Legal 500, 2022

“She is brilliant – extremely bright, immensely hardworking and very pragmatic. Nothing is too much trouble for Caroline and she is perfectly happy to roll up her sleeves and get stuck in.”

Legal 500, 2021

“Quickly assimilated large amounts of information and provided succinct advice. She was prepared, stuck to her guns under pressure, and artfully deflected some of the more difficult issues we faced.”

Legal 500, 2021

“She expertly deals with particularly difficult and robust challenges to her position, whilst maintaining a cool, pragmatic and commercial head.”

Legal 500, 2020

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