Skip to content

Caroline McColgan

Call 2010

“Caroline is extremely bright and is very good at grappling with the issues. Her advice is always pragmatic and commercial. She’s a delight to work with.”
(Chambers & Partners, 2024)

Caroline McColgan joined chambers in October 2011 following successful completion of her pupillage. Since then, she has developed a practice which is strongly focused on insurance, professional negligence, property damage, and construction law. Caroline is a confident advocate and regularly appears in the High Court as well as before the Court of Appeal.

Caroline is very regularly instructed in insurance coverage disputes and has acted in a number of cases at the forefront of recent developments in insurance law.

This year, Caroline has acted for Insurers in the first two Commercial Court trials to consider the availability of cover under policies of warranty & indemnity insurance.  These were: Finsbury Food Group PLC v Axis & Ors [2023] EWHC 1559 (Comm), a contrived claim concerning the effect of a price reductions warranty and a material adverse change clause; and Project Angel Bidco Ltd v Axis & Ors [2023] EWHC 2649 (Comm), which concerned the application and effect of an exclusion in a W&I policy.  Caroline’s clients were successful in their defences to both claims.

In 2020, Caroline was instructed to act for Zurich Insurance PLC in the FCA Test Case litigation, both at first instance and in the Supreme Court.  Zurich was the only insurer involved in the Test Case which succeeded in avoiding any liability.  Since then, Caroline has acted for various other insurers in relation to claims concerning Covid-19, both in Court proceedings and in arbitration.

Early in her practice, Caroline was instructed on the major reinsurance case of Amlin Corporate Member Ltd & Ors v Oriental Assurance Company [2013] EWHC 2380 (Comm), appearing as junior counsel for the defendant at trial in the commercial court and on appeal to the Court of Appeal (see Amlin Corporate Member Ltd & Ors v Oriental Assurance Company [2014] EWCA Civ 1135).

Before coming to the Bar, Caroline read history at Magdalen College Oxford and then undertook the law conversion course in which she received a distinction. She is a contributing editor to Emden on Construction Law, co-authoring Chapter Two: “Formation and Validity of Contract”.

View full profile »


Read more


Read more


  • Major Scholar, Inner Temple (2009 – 2010)
  • BVC, BPP Law School (Very Competent) (2009 – 2010) Exhibitioner, Inner Temple (2008 – 2009)
  • GDL, BPP Law School (Distinction) (2008 – 2009) Demyship, Magdalen College, Oxford (2006 – 2008) BA (Hons) University of Oxford (2005 – 2008)


  • PNBA


“Caroline is extremely bright and is very good at grappling with the issues. Her advice is always pragmatic and commercial. She’s a delight to work with.”

Chambers & Partners, 2024

“Easy to deal with and responsive.”

Legal 500, 2024

“She completely engages with cases and is energetic and proactive.”

Chambers & Partners, 2022

“Caroline is very bright, a superb lawyer, immensely hard-working and dedicated, fantastic with clients, has great judgement and is an absolute pleasure to work with.”

Legal 500, 2022

“She is user-friendly on claims in the High Court.”

Chambers & Partners, 2022

“Caroline is very knowledgeable, industrious, and a real team player.”

Legal 500, 2022

“She is brilliant – extremely bright, immensely hardworking and very pragmatic. Nothing is too much trouble for Caroline and she is perfectly happy to roll up her sleeves and get stuck in.”

Legal 500, 2021

“Quickly assimilated large amounts of information and provided succinct advice. She was prepared, stuck to her guns under pressure, and artfully deflected some of the more difficult issues we faced.”

Legal 500, 2021

“She expertly deals with particularly difficult and robust challenges to her position, whilst maintaining a cool, pragmatic and commercial head.”

Legal 500, 2020

Portfolio Builder


Select the practice areas that you would like to download or add to the portfolio

Download Add to portfolio
Portfolio close
Title Type CV Email

Remove All