Insurance & Reinsurance
Recent examples of Bradley’s own work in the insurance field include:
- Drafting a defence and advising an insurer in respect of a claim brought by a litigant in person alleging a failure to indemnify her for loss of rent from a leasehold apartment. The matter involves complex questions of privity and limitation.
- Drafting a deed of assignment of cause of action for an insurer wishing to take an assignment of an insured’s causes of actions under the Defective Premises Act 1972 and under section 38 of the Building Act 1984.
- Advising a major underwriter of building guarantee policies in respect of subrogated recoveries, including recoveries against associate entities under section 130 and 131 of the Building Safety Act 2022.
- Advising an insurer on coverage under a public, products and pollution liability policy. The claim against the insured involved an intimated class action brought under California law in respect of an allegedly defective cosmetic product.
- Acting for the underwriter of a building guarantee policy, drafting a deed setting out the terms by which a developer agreed to remedy defects and damage discovered in multiple properties in a development of new homes.
- Advising an insurer on coverage under a public and product liability policy in respect of a claim brought against an insured in Quebec and involving allegedly defective plastic wrap.
- Acting for an insurer in a Part 8 claim to recover a vehicle converted by the defendant.
- Drafting a defence and a strike-out application in respect of a residential property coverage dispute brought by a litigant in person.
- Successfully resisting a County Court claim brought against an insurer and involving oral argument around whether the insurer had assumed responsibility and therefore a duty of care for a claimant leaseholder, who was not a party to the contract of insurance. The dispute arose out a water ingress incident at the claimant’s property following damage to the structure of the insured freehold property during Storm Eunice in February 2022.
- Representing a defendant insurer in a judgment enforcement action brought under section 151 of the Road Traffic Act 1988 and in which the identity of defendant’s insured vehicle was disputed.
- Advising an insurer on the merits of an additional claim for indemnity against a co-defendant in a professional negligence claim.
- Advising a claimant on matters of coverage and limitation in respect of a critical illness policy.
- Resisting a strike-out application by a defendant and securing a one-month stay for a claimant in an unidentified driver motor insurance claim.
Additionally, seats with David Myhill and James Sharpe during pupillage gave Bradley a broad introduction to a wide range of insurance work. Examples of his insurance work during pupillage included:
- Drafting a skeleton argument for an application for a stay for arbitration in a business interruption insurance claim (during pupillage).
- Advising on a dispute between an insurer and its broker over failure to place a reinsurance treaty (during pupillage).
- Advice for a developer on the coverage and interpretation of restrictive covenant policy (during pupillage).
- Drafting a position statement for mediation in a case involving a claim against a jewellers’ block policy with elements of insurance fraud (during pupillage).
- Drafting a defence in a cavity wall insulation claim (during pupillage).
- Advising on matters of coverage in respect of an injury sustained by a casual worker assisting a defendant company with renovation work (during pupillage).
Selected Cases
View full profile »Awards
- Queen Mother Scholarship, Middle Temple (2020)
- Winner, Cardiff University Undergraduate/GDL Moot (2020)
- Arteaga Prize for best performance in Spanish Language & Literature, Oxford University (2004)
- Various academic scholarships, Merton College (2001-2004)
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Qualifications
- BA, Modern Languages & Literature (French & Spanish – First Class), Merton College, University of Oxford
- GDL (Distinction), Cardiff University
- BTC & LLM (Outstanding, with Distinction in LLM), Cardiff University
